About Us

Tailored For You & Your Priorities

Tailored For You &
Your Priorities

We make it simple to protect the things that matter to you. We specialize in the very best that the insurance industry has to offer from coverages, pricing options, claims support, discounts and much more.

Bespoke Insurance Brokers take care of the details so you can get on with your life. When the unexpected happens, you’ll be ready for it.

Insurance Partners

Insurance Partners

Insurance Partners

Our Team of Brokers

A Bespoke Insurance Broker is your personal assistant to tackling any type of insurance search. Bespoke Insurance Brokers are your source for finding the perfect insurance plan tailored to your specific needs. 

Meet Our Team of Brokers

A Bespoke Insurance Broker is your personal assistant to tackling any type of insurance search. Bespoke Insurance Brokers are your source for finding the perfect insurance plan tailored to your specific needs. 

Robert Mills, CIP, CRM

Director

Torvill Barnes, RIBO

Personal Lines Account Rep.

Roy Smallwood, RIBO, LLQP

Associate Broker

Peter Harris, CAIB

Commercial Insurance Broker

Melanie Lam, B.Comm, CIP

Associate Broker

Latoya Grant, RIBO

Associate Broker

Brian Watson, RIBO, LLQP

Associate Broker

Other Team Members

Brian Watson, RIBO, LLQP

Associate Broker

Melanie Lam, B.Comm, CIP

Associate Broker

Robert Mills, CIP, CRM

Director

Torvill Barnes, RIBO

Personal Lines Account Rep.

Brian Watson, RIBO, LLQP

Associate Broker

Roy Smallwood, RIBO, LLQP

Associate Broker

Melanie Lam, B.Comm, CIP

Associate Broker

Latoya Grant, RIBO

Associate Broker

Peter Harris, CAIB

Commercial Insurance Broker

Our Client's Reviews

Frequently Asked Questions

Insurance is a safety net to protect you and your family’s financial well-being in the case of an unexpected loss. It is a legal arrangement that guarantees support in the event of a covered accident or incident.

A deductible is the portion you are responsible for paying in the event of a claim. For example, if your car insurance policy has a $1,000 deductible for collision and there are $5,000 in damages, you will pay the first $1,000 and the insurance company will pay the remaining $4,000.

Replacement cost is the total cost that your insurance company would pay to fully reconstruct your home if it were destroyed. Replacement costs include things that may not be included in the resale value, like the cost and availability of skilled labour, debris removal, extra expense due to more stringent building codes, and more. If you made upgrades or did renovations, talk to your broker to make sure you have the right coverage.

Depending on the coverage you have, you could spend the replacement cost however you wish. With no obligation to rebuild, you could downsize and keep any leftover money. Certain restrictions apply, so call a Bespoke Insurance Broker to see which coverage is right for you.

Your insurance broker will assess your needs based on the details you provide about your home, vehicle or business. In case of home insurance, a complete inventory of your belongings will help you get the right coverage and make it easier to file a claim. In case of business insurance, a detailed analysis of your business with a Bespoke expert will ensure the fullest coverage at the best rate possible.

To lower your premium, ask a Bespoke Insurance Broker about the following:

  • increasing your deductible (i.e., your share of the cost of a claim) – by increasing the amount you are willing to pay, you will decrease your premium;
  • dropping collision coverage on an older car;
  • bundling your car and home insurance;
  • installing an approved theft deterrent system in your vehicle;
  • buying a car with a lower-cost insurance rating.

No matter what business you’re in, it’s essential to have the right protection in place.

Bespoke Insurance Brokers work hard at the science of what we do: we analyze information, assess risk and measure results. We take the time to understand the unique needs of your industry and work alongside you to develop the best solution for your situation.

Insurance is a safety net to protect you and your family’s financial well-being in the case of an unexpected loss. It is a legal arrangement that guarantees support in the event of a covered accident or incident.

A deductible is the portion you are responsible for paying in the event of a claim. For example, if your car insurance policy has a $1,000 deductible for collision and there are $5,000 in damages, you will pay the first $1,000 and the insurance company will pay the remaining $4,000.

Replacement cost is the total cost that your insurance company would pay to fully reconstruct your home if it were destroyed. Replacement costs include things that may not be included in the resale value, like the cost and availability of skilled labour, debris removal, extra expense due to more stringent building codes, and more. If you made upgrades or did renovations, talk to your broker to make sure you have the right coverage.

Depending on the coverage you have, you could spend the replacement cost however you wish. With no obligation to rebuild, you could downsize and keep any leftover money. Certain restrictions apply, so call a Bespoke Insurance Broker to see which coverage is right for you.

Your insurance broker will assess your needs based on the details you provide about your home, vehicle or business. In case of home insurance, a complete inventory of your belongings will help you get the right coverage and make it easier to file a claim. In case of business insurance, a detailed analysis of your business with a Bespoke expert will ensure the fullest coverage at the best rate possible.

To lower your premium, ask a Bespoke Insurance Broker about the following:

  • increasing your deductible (i.e., your share of the cost of a claim) – by increasing the amount you are willing to pay, you will decrease your premium;
  • dropping collision coverage on an older car;
  • bundling your car and home insurance;
  • installing an approved theft deterrent system in your vehicle;
  • buying a car with a lower-cost insurance rating.

No matter what business you’re in, it’s essential to have the right protection in place.

Bespoke Insurance Brokers work hard at the science of what we do: we analyze information, assess risk and measure results. We take the time to understand the unique needs of your industry and work alongside you to develop the best solution for your situation.